If you haven’t yet spent all of your student loan on beer and new clothes, then why not take a trip to New York to watch the ball drop in Times Square? Over 1 million people gather in the square each year to celebrate the holiday, which is broadcast live around the world. You don’t have to spend a fortune on this trip, though. If you can’t afford a trip, look for another idea. The last thing you want to do is to run into debt on New Year’s Eve.